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This article is cited in 1 scientific paper (total in 1 paper)
Personal and corporate E-banks in commodity-money circulation technologies
A. V. Ilyina, V. D. Ilyinb a State Research Institute of Aviation Systems, 7 Viktorenko Str., Moscow 125319, Russian Federation
b A. A.Dorodnicyn Computing Center, Federal Research Center "Computer Science and Control" of the Russian Academy of Sciences, 40 Vavilov Str., Moscow 119333, Russian Federation
Abstract:
The review presents the basics of methodological support for technologies of commodity-money circulation in the digital environment (CMC-technologies) implemented by means of personal e-banks (PEBs) owned by individuals and corporate e-banks (CEBs) owned by legal entities. Personal and corporate e-banks are the specialized artificial intelligence systems implemented on the basis of portable computer devices (smartphones, tablets) and stationary computers. The applied meaning of each CMC-technology is defined by a system of rules that direct and control actions of the parties to the contract on commodity-money circulation in the digital environment (CMC-agreement). The rules implemented in СMС-technologies are based on the assumption that the owners of PEBs and СEBs are granted the right to credit by law, the implementation of which is controlled by the bank-regulator. The CMC-technologies allow the lenders to use only their own funds. The rules for execution of each CMC-agreement are controlled by software interacting with the digital twins that track events defined in the agreement. The CMC-technologies are aimed at improving the economic security of deals and reducing the influence of factors causing a decrease in the commodity capacity of money.
Keywords:
technology of commodity-money circulation in the digital environment, personal e-bank, corporate e-bank, contract on commodity-money circulation in the digital environment.
Received: 05.03.2020
Citation:
A. V. Ilyin, V. D. Ilyin, “Personal and corporate E-banks in commodity-money circulation technologies”, Sistemy i Sredstva Inform., 30:2 (2020), 187–194
Linking options:
https://www.mathnet.ru/eng/ssi712 https://www.mathnet.ru/eng/ssi/v30/i2/p187
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Abstract page: | 184 | Full-text PDF : | 30 | References: | 8 |
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